The SWIRL Prepaid Mastercard has built in amazing features and security measures to make online transactions a safe and secure experience for cardholders. Here’s the key reasons why you should use SWIRL Card for secure online payments: 

Safer transactions and Secure In-App Card Management:  

SWIRL Prepaid Mastercards are easily accessible via the SWIRL APP, allowing cardholders to monitor their transactions, view account balances in real-time and top-up from anywhere on the go. SWIRL card also adds that extra layer of security when online shopping. Unlike other cards SWIRL is not linked to your bank account which is ideal for people who are worried about sharing their bank details online. Our app also enables you to quickly detect any suspicious transactions or activity instantly and suspend your card instantly. Remember with SWIRL you can only spend what your load.  

Balance Control: 

With SWIRL Prepaid Mastercard, monitoring your balance and transactions is a breeze. The convenience of real-time monitoring empowers you to always stay on top of your financial activity. Through the mobile app, you can effortlessly check your remaining balance, view recent transactions, and track your spending patterns, this allows you to view any unusual transactions or activity on your card. This instant access to your financial data ensures that your money stays safe and secure, allowing you to manage your budget effectively. The transparency and ease of monitoring offered by SWIRL Prepaid Mastercard help you make informed decisions and stay in control of your financial wellbeing. 

Mastercard’s Global Network Security:  

SWIRL Prepaid Mastercards operate on the Mastercard network, which is known for its robust security infrastructure. Mastercard employs state-of-the-art security protocols to protect cardholder data and prevent unauthorized access. 

EMV Chip Technology:  

SWIRL Prepaid Mastercards typically come equipped with EMV (Europay, Mastercard, and Visa) chip technology. EMV chips create a unique transaction code for every purchase, making it extremely difficult for cybercriminals to clone your card or steal your information during online transactions. 

Two-Factor Authentication (2FA):  

Many online retailers and payment gateways require 2FA for added security. This means that in addition to entering your card details, you may also be asked to provide a one-time password (OTP) sent to your registered mobile number or as a push notification. This extra layer of authentication ensures that even if someone has your card information, they won’t be able to complete a transaction without the OTP. 

Customer Support: 

Cardholders can contact SWIRL’s dedicated customer support team for assistance Monday to Friday 9am to 5pm for any issues or queries that might arise The SWIRL Customer Support Team is based in Ireland and will be happy to assist you with in a timely and professional manner. Customers can simply email, call or open a live webchat on our website to get in touch. 

Cardholder Verification Methods (CVMs):  

Online transactions often require cardholder verification, such as entering the card’s CVV (Card Verification Value) code, which is a three-digit number located on the back of the card. This code adds an extra layer of security because it is not stored on the magnetic stripe or chip, this makes it difficult for cybercriminals to obtain while you shop online with your SWIRL Prepaid Mastercard.  

Remember that while the SWIRL Prepaid Mastercard offers robust security features and adds that extra layer of security when paying, it’s essential for cardholders to play their part by practicing safe online shopping habits. Remember to always avoid suspicious websites, keep your card details confidential, and always ensure you query any unfamiliar transactions and report lost or stolen cards. With the right precautions, your SWIRL Prepaid Mastercard can be a secure and reliable choice for online shopping. 

If you think SWIRL Prepaid Mastercard is the perfect choice for you, simply download our SWIRL App here and start your journey to financial freedom today or find our more information about our products here.