In 2011, SWIRL introduced its flagship product, the SWIRL Card, as a chip & pin replacement for the Payzone Worldwide Money card. Today, it’s Ireland’s leading prepaid card. Available online or in over 1,000 nationwide stockists, the card is also reloadable at 2,000+ Payzone agents across Ireland.

Our priority is to offer cash loading options to remain accessible to a wide variety of customers. In 2016, we launched the SWIRL Worldwide Gift Card, a one-time load card usable online or in-store at millions of locations. This card has received praise from both general consumers and corporate customers. It offers recipients the flexibility to use their gift or reward wherever and whenever they want—the ultimate Gift of Choice!

At SWIRL, we take pride in working with a range of multinational companies on their rewards and incentive programs. We tailor our services to meet the specific needs of each organization. In 2019, we expanded our product portfolio with SWIRL Foreign Exchange, available in US Dollars and Sterling. SWIRL FX provides a hassle-free way to access foreign currency for online shopping, holidays, business trips, and more.

It offers an alternative to queuing at banks and post offices, allowing customers to lock in the best exchange rates, either online or at their local Payzone agent. In 2021, in response to changing market trends and the success of the SWIRL Mobile App, we introduced SWIRL Virtual. This service enables customers from multiple countries to access secure virtual cards for making online payments based on their personal needs—whether that’s secure shopping, managing subscriptions, budgeting, or getting the best value exchange rates